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AI-powered payout & card issuing infrastructure.

A single API for fiat payouts, stablecoin disbursements, and branded card issuing — with AI-powered smart routing and payout optimization built in.

$2B+
Processed
200+
Business Partners
30+
Countries
// AI-powered payout
const payout = await glacix.payouts.create({
  amount: 5000,
  currency: "USD",
  method: "auto", // AI selects
  recipient: "rcpt_1a2b3c",
  optimize: "cost", // or "speed"
});

// → routed: "stablecoin" | cost saved: 62% ✓
AI-Optimized Routing
PCI DSS Level 1
Trusted by businesses worldwide
VisaMastercardApple PayGoogle PayUSDTUSDCSWIFTSEPA VisaMastercardApple PayGoogle PayUSDTUSDCSWIFTSEPA
One API. Three core services.

Integrate once to access global payouts, stablecoin disbursements, and white-label card issuing.

🏦

Global Payouts

Disburse funds to bank accounts, wallets, and mobile money across 30+ countries. Single or bulk payouts via API.

Bank transferBulk30+ countriesAPI-driven
💎

Stablecoin Payouts

Pay anyone worldwide using stablecoins — settled in under a minute. Send USDT or USDC directly, or we auto-convert to local fiat and deliver to bank accounts globally.

USDTUSDC<1 minAuto-convert to fiat
💳

Card Issuing

Issue branded virtual and physical Visa/Mastercard cards. Full lifecycle management, spending controls, and Apple/Google Pay.

VisaMastercardWhite-labelApple Pay
Smarter payouts, powered by AI.

Our AI engine continuously learns from millions of transactions to optimize every payout for speed, cost, and success rate.

🧠
AI Engine

AI Smart Routing

Our AI automatically selects the optimal payout rail for every transaction — balancing speed, cost, and success probability in real time.

  • Auto-select between bank, stablecoin, or mobile money rails
  • Dynamic provider failover for maximum success rates
  • Cost-optimized routing based on corridor & amount
  • Real-time latency scoring across all available rails
  • Learns from historical payout performance data
📈
AI Engine

AI Payout Optimization

Reduce costs and accelerate settlement with predictive algorithms that optimize FX timing, batch grouping, and fee structures.

  • Predictive FX timing for optimal currency conversion
  • Intelligent batch grouping to minimize per-transaction fees
  • Automated fee comparison across payout corridors
  • Settlement time prediction with 95%+ accuracy
  • Continuous learning from $2B+ in processed payouts
How AI optimizes your payouts
📤
Payout Request
🧠
AI Analysis
Smart Route
📈
FX Optimize
Settled
Built for scale
🔒

Enterprise Security

PCI DSS Level 1 certified. End-to-end encryption on every payout.

Stablecoin-to-Fiat

Send stablecoins, we auto-convert and deliver fiat to bank accounts worldwide. Settled in under a minute.

🌐

Multi-Jurisdiction

Licensed in Australia (AUSTRAC), Canada (FINTRAC), and the US (FinCEN). Payouts across 30+ countries.

$2B+
Payouts Disbursed
<1 min
Stablecoin Settlement
30+
Countries Served
62%
Avg. Cost Saved by AI
Trusted by businesses
★★★★★

"GLACIX's payout API lets us disburse to contractors in 12 countries from a single integration. Settlement is incredibly fast."

DL
David Lee
CTO, Finova Payments
★★★★★

"We launched our branded card program in weeks. The white-label card issuing API is incredibly well-documented."

SR
Sophie Reyes
Head of Product, NeoBank
★★★★★

"We send USDC and GLACIX auto-converts to local currency in the recipient's bank. Settled in under a minute. Cross-border fees dropped by 80%."

AH
Ahmed Hassan
CEO, PayRoute Global

Ready to move money smarter?

AI-powered payouts, stablecoin-to-fiat conversion, and card issuing — all from one API. Get started today.

Payout solutions for your business.

A single integration gives your business access to AI-optimized payouts, stablecoin-to-fiat conversion, and white-label card programs.

How it works

1

Integrate our API

Connect your platform with a few lines of code

2

Configure payout methods

Bank transfers, stablecoins (auto-convert to fiat), mobile money, or card loading

3

AI optimizes every payout

Smart routing selects the best rail; FX optimization finds the best rate

4

Track & reconcile

Real-time status, webhooks, and unified reporting dashboard

🧠 AI Smart Routing

AI auto-selects the fastest, cheapest payout rail for each transaction.

📈 AI FX Optimization

Predictive algorithms find optimal FX timing to reduce costs.

🌐 30+ Countries

Disburse to bank accounts, wallets, and mobile money globally.

🔒 Built-in Compliance

KYC, AML screening, and monitoring included.

Request API access

Request Access
Issue branded cards via API.

Launch virtual and physical Visa/Mastercard programs. White-label ready.

Virtual

Virtual Cards

Instant card provisioning via API for corporate expense, ad spend, and subscriptions.

  • Instant issuance via API
  • Apple Pay & Google Pay tokenisation
  • Visa & Mastercard networks
  • Custom spending controls
  • Real-time transaction webhooks
  • White-label card design
  • Cashback programs available
Get API Access
Physical

Physical Cards

Premium branded cards with global ATM access, managed via API.

  • Custom branded card design
  • Visa & Mastercard networks
  • ATM withdrawals worldwide
  • Contactless NFC payments
  • Apple Pay & Google Pay ready
  • Full lifecycle management via API
  • Cashback programs available
Get API Access

Launch your card program in weeks.

We handle BIN sponsorship, compliance, and network integration.

Global payment infrastructure, built right.

GLACIX provides global payout and card issuing services through licensed, regulated entities in Australia, Canada, and the United States.

🎯

Mission-Driven

Making cross-border payments as simple as local ones — for every business.

🤝

Compliance First

Licensed and regulated in three jurisdictions. Compliance is a product feature, not an afterthought.

🧠

AI-First

AI smart routing and payout optimization are built into every transaction — not bolted on.

Our Story

GLACIX was built to simplify cross-border payouts and card program management. Our AI-powered platform enables businesses to disburse funds, auto-convert stablecoins to local fiat, and issue branded cards across 30+ countries through a single API.

We operate through three regulated entities — in Australia, Canada, and the United States — ensuring the highest compliance standards for our partners.

Regulatory & Security

🇦🇺

AUSTRAC Registered

Registered Remittance Service Provider under AML/CTF Act 2006

🇨🇦

FINTRAC Licensed MSB

MSB Registration No. C10001382 under PCMLTFA

🇺🇸

FinCEN Registered MSB

Money Services Business registered with FinCEN, United States

🔐

PCI DSS Level 1

Highest level of payment card data security

Our Entities

🇦🇺

Glacix Tech Pty Ltd

Remittance Service Provider
ABN36 644 983 595
AddressLevel 5, 7 Eden Park Dr, Macquarie Park, NSW 2113, Australia
RegulatorAUSTRAC
🇨🇦

Glacix Finance Solution Ltd

Money Services Business (MSB)
FINTRACReg. No. C10001382
Address112-970 Burrard Street, Office #1678, Vancouver, BC V6Z 2R4, Canada
RegulatorFINTRAC
🇺🇸

Glacix Tech LLC

Money Services Business (MSB)
Address5900 Balcones Drive STE 100, Austin, TX 78731, USA
RegulatorFinCEN
Get in touch.

Whether you're exploring integration or ready to go live, we're here to help.

📧

Email

support@glacix.io

💼

Sales

sales@glacix.io

𝕏

Twitter / X

@glacixpay

✈️

Telegram

t.me/glacixpay

Send us a message

Send Message
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Terms of Use

Glacix Finance Solution Ltd — Payment Processing Platform

Effective Date: March 2, 2026  |  Last Updated: March 2, 2026

These Terms of Use constitute a legally binding agreement between you and Glacix Finance Solution Ltd, a company incorporated under the laws of the Province of British Columbia, Canada, with its registered office at 112-970 Burrard Street, Office #1678, Vancouver, BC V6Z 2R4, Canada.

Glacix is a licensed Money Services Business (MSB) registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number C10001382 and operates in compliance with the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA).

Glacix may provide certain services in conjunction with its affiliated entities: Glacix Tech Pty Ltd (ABN 36 644 983 595), registered as a Remittance Service Provider with AUSTRAC, Australia; and Glacix Tech LLC, registered as an MSB with FinCEN, United States.

By accessing or using the Platform, including by registering an account, accessing our APIs, or initiating any transaction, you acknowledge that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy.

For the complete Terms of Use document, please contact us at legal@glacix.io

© 2026 Glacix Finance Solution Ltd, Glacix Tech Pty Ltd & Glacix Tech LLC. All rights reserved.

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Privacy Policy

Glacix Finance Solution Ltd — Payment Processing Platform

Effective Date: March 2, 2026  |  Last Updated: March 2, 2026

This Privacy Policy describes how Glacix Finance Solution Ltd, a licensed Money Services Business (MSB) registered with FINTRAC, and its affiliated entities Glacix Tech Pty Ltd (ABN 36 644 983 595), a registered Remittance Service Provider with AUSTRAC, and Glacix Tech LLC, a registered MSB with FinCEN (collectively, "Glacix Group"), collect, use, disclose, store, and protect personal information.

This Policy applies to all individuals and entities who access or use the Platform, including merchants, developers, businesses, and consumers.

The primary data controller for information collected through the Platform is Glacix Finance Solution Ltd, located at 112-970 Burrard Street, Office #1678, Vancouver, BC V6Z 2R4, Canada.

For the complete Privacy Policy document, please contact us at legal@glacix.io

© 2026 Glacix Finance Solution Ltd, Glacix Tech Pty Ltd & Glacix Tech LLC. All rights reserved.

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AML/CTF Policy

Glacix Finance Solution Ltd — Anti-Money Laundering & Counter-Terrorism Financing

Version 1.1

Glacix Finance Solution Ltd is registered with FINTRAC – Canada as a Money Services Business under registration number C10001382. Glacix Tech LLC is registered with FinCEN – United States as a Money Services Business. Glacix Tech Pty Ltd (ABN 36 644 983 595) is registered with AUSTRAC – Australia as a Remittance Service Provider. All entities have responsibilities in relation to Anti-Money Laundering and Terrorist Financing.

This AML/CTF Manual covers the following areas: Financial Crime Risk Assessment, Proceeds of Crime (Money Laundering) and Terrorist Financing Prevention, Customer Due Diligence procedures, and Training and Record Keeping requirements.

Glacix is committed to maintaining the highest standards of compliance with all applicable anti-money laundering and counter-terrorism financing legislation, including the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) of Canada.

For the complete AML/CTF Policy document, please contact us at compliance@glacix.io

© 2026 Glacix Finance Solution Ltd. All rights reserved. This document is proprietary and confidential.